Legal Question in Credit and Debt Law in North Carolina

civil summons...

I was served a civil summons from an old credit card dept that I owe. I hav e no personal property(i rent and my car is not paid for) what can they do to me if a default judgement is made. My credit is already very bad. Can they put me in jail or anything like that?


Asked on 8/21/08, 11:25 am

1 Answer from Attorneys
Jeff Rosner Rosner Law Firm P.A.

Re: civil summons...

You can't go to jail for owing money unless you have committed some type of fraud. Please research collections by doing a google search on fair debt collection. You should not necessarily just allow a default judgment b/c you may have valid defenses like the Statute of Limitations or they may be suing for an inflated amount that you should contest.

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Answered on 8/21/08, 2:43 pm


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