Legal Question in Credit and Debt Law in Texas

Can a collection agency still collect on a debt 10 years old?

About 10 years ago, I had a credit card debt of about $10,000 of which I could not pay. So I quit making payments. It is now 10 years later and it has been wiped off my credit report. However, during the last few weeks a collection agency has been contacting me and trying to collect. Hasn't the statue of limitations run out on it? Should I just ignore them?


Asked on 5/19/07, 3:53 pm

1 Answer from Attorneys
Peter Bradie Bradie, Bradie & Bradie

Re: Can a collection agency still collect on a debt 10 years old?

You must respond. Deny the debt they are claiming, and tell them that the statute of limitations has run. That is in writing, sent certified mail.

Read more
Answered on 5/20/07, 1:19 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Texas