Legal Question in Credit and Debt Law in Texas
medical financial responsibility of a dependent
a 20 year old dependent child covered under his father's dental plan, signs the financial responsibility statement in the dentist's office. This is the statement the responsible party signs that says that you would be liable for any charges insurance does not cover. The father is the lisetd guarantor of the policy, and the son is a listed/covered dependent being a full-time college student. The dentist's office seeks payment from the dependent (son) instead of the father(guarantor). Does the son have any legal responsibility to pay for uncovered charges the insurance did not pay as a listed dependent? Or is the father liable?
1 Answer from Attorneys
Re: medical financial responsibility of a dependent
If you have listed yourself as a guarantor to any person's financial obligations, the debtor and the guarantor are equally responsible for the debt. The creditor may decide to go after either one of you -- it is entirely up to this dentist.
If, however, the father in this case pays the dentist, the son is still responsible to pay the father for any amounts paid on his behalf.
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