Legal Question in Criminal Law in Texas

Theft Insurance Settlement

Several months ago we had a $4k laptop computer stolen from our home during the course of a weekend when my step-daughter was house-sitting. She swore she had no knowledge of what happened to it. We always suspected her involvement, but had no proof of any kind. We filed a police report and subsequently collected the insurance from our homeowner policy that covered the theft.

Two weeks ago I discovered for a fact via second-hand information that my step-daughter and a friend were responsible for the theft.

Am I bound to inform the insurance company of my discovery? Do I have any liability if I don't?

Thanks...


Asked on 6/13/06, 3:41 pm

1 Answer from Attorneys
TC Langford Langford Law Office

Re: Theft Insurance Settlement

In my opinion, you did not find out for a fact, you found out through second-hand information which is likely gossip, and at best hearsay.

Further, in my opinion, you are not obligated to inform anyone of gossip or hearsay. The police are charged with investigating a crime, and you cooperated with that investigation.

If you recover the property, then you should advise the insurance company, and return the funds paid for the property. The police should also be notified that the property has been recovered.

Read more
Answered on 6/13/06, 6:02 pm


Related Questions & Answers

More Criminal Law questions and answers in Texas