Legal Question in Real Estate Law in Virginia

As co-signer, you are responsible for the car payments if your boyfriend does not keep up with the payments. Your name being listed first does not mean that you have more rights to the car than he does. It does not matter whose name comes first. If your name is not on the title but only on the loan, then you would not have any right to possession (although you are responsible for the loan). If both your names are listed on the title, then you are co-owners. In this case, you would both own the vehicle. However, this does not mean you get the car to yourself. You would be a joint legal owner with your boyfriend. Co-signing loans can be a dangerous practice because of the financial responsibility involved. If your boyfriend stops paying for the vehicle, it can negatively affect your credit; and more importantly, you will be responsible for the payments.