Legal Question in Credit and Debt Law in Minnesota

Garnishment Exemption Notice
The Bank and I received a garnishment Exemption Notice.
The Notice said I owed $1600.00 and my bank deducted this from my account along with a $75.00 Fee.
I do not owe this money.
The Law firm has been sending me these kind of papers for the last three years and I been sending back with a letter telling them I do not owe this to anyone. If you feel I do take me to court.

After talking to my bank, The bank tells me they have to take this from my account because here in Minnesota the law stated if a law firm sends this kind of notice it is legal and most obey.
I called the district court where the papers look like they were from and they said I have no lends or judgement and n said paper have been filed with them.

So the question is
Is this legal to take money from my account without going to court or lend or judgement?
I don't know who to take to court?
And why I have to take anyone to court to prove I don't owe this?
The law firm should be taking me to court if they think I owe this.

Asked on 12/18/08, 12:55 pm

David Anderson Anderson Business Law LLC

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Re: Garnishment Exemption Notice

Minnesota is one of the few states that permits Garnishment w/o judgment entry in limited circumstances.

Call or email for assistance.

I have represented debtors and banks in these situations over last 20 years.

Answered on 12/18/08, 1:00 pm

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